Replacement Value!

Tom's barn burned down and his wife, Matilda, called her insurance agent to file a claim...

Matilda told the insurance company, "We had that barn insured for fifty thousand and I want my money, right quick!"

The agent replied, "Just a minute there, Matilda. Insurance doesn't work quite like that. We will ascertain the value of what was insured and provide you with a new one of comparable worth."

There was a long pause before Matilda replied, "Then I'd like to cancel the policy on my husband... Right quick!"